A Survey of Mobile Ticketing Services in Urban Mobility Systems

Background

Mobile payments can be defined as “the use of a mobile device to conduct a payment transaction in which money or funds are transferred from a payer to a receiver via an intermediary, or directly without an intermediary” (Mallat, 2007). While some definitions include the whole payment actions “any payment where a mobile device is used to initiate, authorize and confirm an exchange of financial value in return for goods and services” (Au & Kauffman, 2008)) other definitions relax this requirement: “Mobile payments are payments for goods or services initiated from a mobile phone or similar device (such as a personal digital assistant or smart phone)” (Smart Card Alliance, 2007) broadening the scope of application of the term mobile payments.